PLC April 2024: Effect of defective business purpose declarations
April 19, 2024In the April 2024 column, Sabrina Goodchild considers the judgment in Kumar and others v LSC Finance Ltd [2024] EWCA Civ 254. In Kumar...
Tribunal Judgment on “Raw” Honey
March 1, 2024The First-Tier Tribunal (General Regulatory Chamber) has handed down judgment in Odysea Ltd v London Borough of Waltham Forest [2024] UKFTT 157 (GRC) in...
PLC January 2024: Supreme Court judgment on unfair relationships and PPI claims
February 5, 2024In the January 2024 column, Ann-Marie O’Neil considers the judgment in Smith and Burrell v Royal Bank of Scotland plc [2023] UKSC 34. In...
PLC Sept 2023: Multiple claimants on one claim form
September 27, 2023In the September 2023 column, Lee Finch considers the potential issue of having multiple claimants on one claim form under CPR 7.3. This is...
PLC Jul/Aug: Motor finance commission and fiduciary relationships
August 15, 2023In the July 2023 column, George Spence-Jones considers the issue of finding a fiduciary relationship for a dealer in the context of commission paid...
PLC May: Scope of “deemed agency” in context of CCA unfair relationship claims
June 30, 2023In May's PLC Column, Sabrina Goodchild considers the recent judgment in R (Shawbrook Bank Ltd) v Financial Ombudsman Service Ltd [2023] EWHC 1069 (Admin)...
New Law Journal: Unfair relationships & pleadings of fact by Fred Philpott
June 21, 2023Is alleging an unfair relationship a necessary pleading of a fact? Fred Philpott examines a recent judgment of the High Court Fred discusses this...
New Law Journal: Consumer credit: no sunset in sight? by Fred Philpott
March 17, 2023With the revocation of remaining EU legislation on the horizon, Fred Philpott highlights the challenges & opportunities for consumer credit law. Fred discusses "The...
PLC Jan 23 – the definition of “debtor” and Cooper v Freedom Travel
February 7, 2023In January's PLC column, Lee Finch considers the definition of "debtor" in section 75 of the Consumer Credit Act 1974 in light of the...
PLC Nov 22 – ‘Steiner’ and Payment Processors
November 25, 2022In November's PLC column, Ruth Bala considers the application of CCA ss56 and 75 to credit card transactions involving payment processors, following Steiner v National...
PLC September 2022: The cost-of-living crisis and the FCA’s expectations
October 3, 2022In September's Column, Sabrina Goodchild considers the FCA’s expectations relating to the cost-of-living crisis in the context of retail lending.
PLC July 2022: Intrum v Baldwin and the paragraph 55 exemption.
August 17, 2022In the July 2022 column, George Spence-Jones considers paragraph 55 of Part IV of the Schedule to the Financial Services and Markets Act 2000...