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Unfair Relationship Bridging Loan CA case

28 September

Mrs McMullon took bridging finance from Secure the Bridge Ltd (“STB”) having met Mr H., a part owner of STB, at a “wealth coaching” session run by him. During the coaching session various fact-find documents were completed by or for Mrs McMullon about her financial situation which were later shown to be materially inaccurate. STB […]


CJEU ‘Costea’ decision on meaning of ‘consumer’

17 September

The Court of Justice of the EU recently handed down its decision in ‘Costea v SC Volksbank Romania SA’ (Case C-110/14, 3rd September 2015). This addresses the meaning of ‘consumer’ in the Directive on Unfair Terms in Consumer Contracts 93/13/EEC. A copy of the decision is available here. Unsurprisingly, a commercial lawyer, despite of his […]


New FCA handbook website

02 September

The Financial Conduct Authority has launched a new Handbook website. The new website is designed to be more user friendly and includes a timeline to show the development of the rules, an option to display the rules as at any specific date, a facility to add “favourites” and glossary terms displayed in pop up windows. […]