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Merricks v Mastercard Inc

17 April

Yesterday the Court Appeal handed down the latest judgment in an ongoing claim that seeks up to £14bn in damages and interest for UK consumers: Merricks v Mastercard Inc [2019] EWCA Civ 674. The claim relates to certain fees charged by MasterCard prior to July 2008 whenever a customer used their card to make a […]


‘Pontearso’ Decision on Bridging Loan Interest Rate

11 April

Nugee J has handed down judgment in Greenlands Trading Ltd v Pontearso [2019] EWHC 278 (Ch), on appeal from the decision of HHJ Wulwik that a relationship between a lender and a borrower was not unfair under s 140A of the Consumer Credit Act 1974 . Points that arose were whether a default rate of […]


Prison sentence for door-to-door fish salesman

11 April

Having been convicted of the consumer protection offence of contravening professional diligence, Peter Carroll, a door-to-door fish salesman, was sentenced on 5 April 2019 by HHJ Crowson at Teesside Crown Court to 12 months’ immediate imprisonment and a 7 year Criminal Behaviour Order preventing him from all unsolicited doorstep selling. The commercial practices of Carroll […]


April’s PLC Column: Attacks on Level of Interest Rates

09 April

In April’s Practical Law lending column Ruth Bala considers the use of the ‘unfair relationship’ provisions to attack the level of interest rates and the need for the creditor to adduce expert evidence in light of two recent High Court decisions. Read the column here.


‘Mis-Selling Financial Services’ Published

05 April

Chambers is delighted to announce the Publication of ‘Mis-Selling Financial Services’ by Jonathan Kirk QC, Thomas Samuels and Lee Finch (Edward Elgar Publishing, 2019). This new work offers a clear and concise analysis of the law relating to the mis-selling of financial services products. The introductory chapters cover the history of mis-selling, from their origins […]


Cameron Crowe appointed to List A of regulatory advocates

01 April

Chambers is delighted to announce that Cameron Crowe has been appointed to List A of the Specialist Regulatory Advocates in Health and Safety and Environmental Law. Cameron’s profile can be viewed here