January’s PLC Column: Claims Management Regulation

04 February

In January’s Practical Law regulated lending column, Lee Finch considers the impact of the FCA taking over responsibility for the regulation of claims management companies, which takes effect on 1 April 2019. The column is available here: Claims Management Regulation

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‘Doyle v PRA’: Limitation and Debt Claims

25 January

The Court of Appeal has handed down judgment in Doyle v PRA Group (UK) Ltd [2019] EWCA Civ 12. The case addresses the recurring question of when limitation starts to run in respect of a claim for the debt due under a credit card agreement. Sir Terence Etherton MR, giving the judgment of the Court, held that […]

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Pension Cold Call Ban

09 January

The Information Commissioner’s Office has announced a prohibition on all cold-calls in relation to personal pension schemes, to come into force from Thursday 10 January 2019. This is to take effect by way of an amendment to the Privacy and Electronic Communications (EU Directive) Regulations 2003 (SI 2003/2426), inserting a new regulation 21B. However, the […]

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New Heads of Chambers

09 January

Gough Square is delighted to announce that its new Heads of Chambers are Kevin de Haan, QC and Jonathan Goulding. Chambers expresses its thanks to Claire Andrews for acting as Head for over thirteen years.

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November’s PLC column: judgments on unenforceable agreements

18 December

In November’s Practical Law regulated lending column, James Ross considers the status of judgments obtained in relation to unenforceable consumer credit agreements. Read the column here.

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High Court holds that a purchase by a TSO falls within CPUT

13 December

On 9th November 2018, the High Court handed down Judgment in Warwickshire County Council v Halfords Autocentres Limited [2018] EWHC 3007 (Admin), allowing the appeal of the Council. A Trading Standards Officer (“TSO”) of the Appellant (“A”) undertook a “test purchase” of a full vehicle service offered by a garage of the Respondent (“R”). On […]

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Gough Square recognised as the leading consumer law set

01 November

Both Chambers and Partners and the Legal 500 have ranked Gough Square Chambers as the only Band 1 set for Consumer Law. The Legal 500 said Gough Square Chambers is: ‘top of the tree for consumer work’ with a set ‘full of genuine experts and specialists’ who are ‘user friendly and commercially aware’. Chambers is also ranked in […]

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Administrative Court rules that SIPP operator owed extensive duty of due dilligence

01 November

The Administrative Court handed down judgment in R (Berkeley Burke SIPP Administration Ltd) v Financial Ombudsman Service on 30 October 2018, dismissing the judicial review challenge. The claimant sought to challenge a decision of the FOS in relation to an overseas investment held in a self-invested personal pension (SIPP) wrapper. The disputed FOS determination concluded […]

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October’s PLC Column: FOS Expansion

26 October

In October’s Practical Law regulated lending column, Thomas Samuels considers whether the proposed expansion of the jurisdiction of the Financial Ombudsman Service warrants an overhaul of the underlying statutory scheme. Read the column here.

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FOS jurisdiction to expand

18 October

On 16 October 2018, the Financial Conduct Authority (“FCA”) confirmed that, from 1 April 2019, the Financial Ombudsman Service’s (“FOS”) jurisdiction will expand to cover approximately 210,000 additional small and medium enterprises (“SMEs”). Following a consultation launched in January this year, the FCA determined that the FOS’ jurisdiction should expand to cover SMEs with an […]

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