PLC Oct 16: Consumer Buy-to-Let Mortgages

October 19, 2016

In this month’s PLC regulated lending column, Ruth Bala considers the new concept of the ‘consumer buy-to-let mortgage’, which was introduced by the Mortgage Credit Directive Order 2015 and is subject to a secondary system of regulation.

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Related barristers

Market leaders Gough Square are frequently described as a “go-to” set. In consumer law they will always be the chambers you turn to. Well known for having a deep bench of barristers. They provide a first-class service even when under significant pressure.

-Chambers & Partners, 2018

Without doubt, the leading set for consumer law matters with eminent QCs, heavy-hitting mid to senior juniors and some brilliant rising stars.

-Legal 500, 2017

Consumer law is the lifeblood of this set. Its barristers are instructed on behalf of entities of every kind and are regularly involved in the most important cases of the day. The foremost chambers for consumer credit.

-Chambers & Partners, 2017

Gough Square Chambers ‘remains the go-to set for all consumer law instructions’ (including consumer credit), and solicitors ‘would not go elsewhere for this type of work’. The set is best known for its ‘unrivalled experience and expertise in consumer credit’.

-Legal 500, 2016

Gough Square Chambers is a set steeped in consumer law that has a long history of acting in the field. It houses an enviable bench of barristers who are experienced in the full spectrum of consumer matters, and who have particular expertise in consumer credit matters.

-Chambers & Partners, 2016

“Gough Square Chambers dominates in terms of its breadth of practice, strength in depth and leading caseload; ‘solicitors can do no better’ for ‘genuine strength and specialism in consumer law’.”

-Legal 500, 2015

“The number of bodies it can throw at the sector is unmatched by any other set, and its capabilities at the junior end are there for all to see. Solicitors view it as a top pick: ‘This chambers is at the very top of its game’.”

-Chambers & Partners, 2015

“The set has a long history of commitment to consumer law. A true pioneer in the field, it has been involved longer than any other set, and enjoys a very strong reputation.”

-Chambers & Partners, 2015

“This set’s decision to devote a good proportion of its resources to consumer and regulatory law has certainly reaped rewards in terms of its market profile. Few other chambers can currently compete with its enviable bench strength.”

-Chambers & Partners, 2014