October’s PLC column: burden of proof in Unfair Relationship claims
November 1, 2019In Augusts column, Thomas Samuels considers the burden of proof in Unfair Relationship claims following the case of Promontoria (Henrico) Ltd v Samra [2019]...
Gough Square Retains No 1 Spot in Directories
October 15, 2019Gough Square Chambers has retained its dominant position in the field of 'Consumer Law' in Chambers & Partners' 2020 Directory. It remains the only set...
FCA Consults on Banning Discretionary Commission Models
October 15, 2019The FCA has just issued Consultation Paper CP 19/28 headed 'Motor Finance discretionary commission models and consumer credit commission disclosure'. The FCA's review last...
‘Promontoria v Samra’: High Court Unfair Relationship case
September 11, 2019HHJ Cooke, sitting as a High Court judge, has handed down judgment in Promontoria (Henrico) Ltd v Samra [2019] EWHC 2327 (Ch). Thomas Samuels...
August’s PLC Column: Interest Rate Variation Clauses
September 4, 2019In August’s Practical Law Regulated Lending Column, Ruth Bala considers the fairness of interest rate variation clauses following the FCA's recent Guidance. The column...
July’s PLC column: the meaning of “credit”
August 13, 2019In the July column, James Ross considers the meaning of credit in the context of recent case law The column can be read here:...
CA Decision re New Points on Appeal
July 25, 2019Court of Appeal Clarifies When a New Point May Be Taken on Appeal Summary On 25 July 2019 the Court of Appeal handed down...
Fraudulent Trading Prosecution
July 4, 2019Suffolk County Council’s prosecution of rogue trader Mark Everett was recently concluded after a confiscation order was made against him under the Proceeds of...
Pair sentenced to prison in relation to fake nutrition courses
July 2, 2019Katie Hope was sentenced to 2 years' imprisonment and Scott Wolfe to 4 years' imprisonment for offences of fraudulent trading, forgery and money laundering....
June’s PLC column: section 75 developments and modern payment methods
June 28, 2019In the June column, Lee Finch considers recent developments relating to section 75 of the Consumer Credit Act 1974 (CCA), which raise a number...
FCA confirms new overdraft requirements
June 9, 2019On 7 June 2019, the FCA published Policy Statement 19/16 confirming that it is introducing reforms to the overdraft market with the aim of...
FCA to introduce new rules for P2P platforms
June 5, 2019On 4 June 2019, the FCA confirmed that it is introducing new rules for peer-to-peer platforms. The new rules are intended to protect consumers...