PLC Sept 2023: Multiple claimants on one claim form

September 27, 2023

In the September 2023 column, Lee Finch considers the potential issue of having multiple claimants on one claim form under CPR 7.3. This is...

PLC Jul/Aug: Motor finance commission and fiduciary relationships

August 15, 2023

In the July 2023 column, George Spence-Jones considers the issue of finding a fiduciary relationship for a dealer in the context of commission paid...

PLC May: Scope of “deemed agency” in context of CCA unfair relationship claims

June 30, 2023

In May's PLC Column, Sabrina Goodchild considers the recent judgment in R (Shawbrook Bank Ltd) v Financial Ombudsman Service Ltd [2023] EWHC 1069 (Admin)...

New Law Journal: Unfair relationships & pleadings of fact by Fred Philpott

June 21, 2023

Is alleging an unfair relationship a necessary pleading of a fact? Fred Philpott examines a recent judgment of the High Court Fred discusses this...

New Law Journal: Consumer credit: no sunset in sight? by Fred Philpott

March 17, 2023

With the revocation of remaining EU legislation on the horizon, Fred Philpott highlights the challenges & opportunities for consumer credit law. Fred discusses "The...

PLC Jan 23 – the definition of “debtor” and Cooper v Freedom Travel

February 7, 2023

In January's PLC column, Lee Finch considers the definition of "debtor" in section 75 of the Consumer Credit Act 1974 in light of the...

PLC Nov 22 – ‘Steiner’ and Payment Processors

November 25, 2022

In November's PLC column, Ruth Bala considers the application of CCA ss56 and 75 to credit card transactions involving payment processors, following Steiner v National...

PLC September 2022: The cost-of-living crisis and the FCA’s expectations

October 3, 2022

In September's Column, Sabrina Goodchild considers the FCA’s expectations relating to the cost-of-living crisis in the context of retail lending.

PLC July 2022: Intrum v Baldwin and the paragraph 55 exemption.

August 17, 2022

In the July 2022 column, George Spence-Jones considers paragraph 55 of Part IV of the Schedule to the Financial Services and Markets Act 2000...


July 24, 2022

In this article, David Travers QC and George Spence-Jones consider the UK consumer protection law that may apply to the issues relating to what...

PLC Apr 22 – ‘Campbell’ and the Business Purposes Exemption

May 4, 2022

In April's PLC column Ruth Bala considers the application of the “business purposes” test in the regulated lending sphere, following the judgment of the High...

PLC Feb 22 – Credit Broking

March 29, 2022

In February's PLC column Lee Finch considers the regulated activity of credit broking and the key issues which can arise.