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Jack practises in all of Chambers’ core areas of practice including consumer finance & financial services, business & regulatory crime, and general consumer law. He also undertakes a wide range of commercial and public law work, both as junior and sole counsel.

Current and recent examples of Jack’s work include:

  • Appearing as junior counsel in the Supreme Court (led by Jonathan Kirk KC) for an intervener in Johnson & Ors v FirstRand Bank Ltd (t/a MotoNovo Finance) & Ors [2025] UKSC 33, the seminal appeals in the motor finance litigation that featured in the Lawyer’s Top 10 Appeals of 2025.
  • Acting as junior counsel (led by Stuart Jessop) for the claimant in an application for judicial review of the Food Standards Agency and the City of London Corporation in relation to the importation of food products from China.
  • Acting as sole counsel for the lender in first instance appeals, both against procedural decisions and outcomes at trial, in motor finance cases.
  • Acting as sole counsel in Kent Trading Standards’ prosecution of a builder for alleged offences contrary Consumer Protection from Unfair Trading Regulations 2008 and advising on related issues under the Proceeds of Crime Act 2002.

Jack is a contributor to Consumer and Trading Standards: Law and Practice, 13th Edition (‘the Pink Book’) in which he writes on product liability, and the sole contributor to the latest update of the Atkins Court Forms on Nuisance.

Before joining Chambers in 2024, Jack obtained a first-class degree in German and Russian from the University of Cambridge and completed the Graduate Diploma in Law with distinction at the City Law School. Jack studied the Bar Vocational Studies as a Lord Mansfield Scholar of Lincoln’s Inn, the Inn’s most prestigious award.

He is a German speaker and has previously worked as a translator.

  • Consumer finance & financial services

    Jack regularly represents banks and financial institutions at interim hearings, trials, and first instance appeals. He has particular experience of mis-selling claims under the Consumer Credit Act 1974, which often feature issues of compliance with the various sourcebooks of the FCA Handbook.

    Jack was part of the National Franchised Dealers Association’s counsel team (led by Jonathan Kirk KC) in the Supreme Court appeals in Johnson & Ors v FirstRand Bank Ltd (t/a MotoNovo Finance) & Ors [2025] UKSC 33, assisting both in relation to obtaining permission to intervene and the intervention. The appeals were featured in the Lawyer’s Top 10 Appeals of 2025.

    Further examples of recent work include:

    • [2026] Acting for a lender in the first instance appeal against orders made at the final hearing of a motor commission claim. The appeal settled the day before the hearing.
    • [2025] Advising a borrower in relation to the interest claimed under a loan facility agreement providing for over £1m and the lender’s related estoppel arguments.
    • [2024] Acting for the successful second defendant in claims for rescission of a credit agreement and for relief under section 140B of the CCA 1974, which included issues of assignment of liability between lenders.
    • [2024] As a pupil, assisting Anna Medvinskaia in advising the trustees of two trusts as to whether loans advanced to beneficiaries constituted regulated credit agreements or regulated mortgage contracts and whether the trustees require FCA authorisation.
  • Commercial law

    Jack undertakes a range of general commercial work, both advising and representing clients. Examples of his recent work are:

    • [2026] Drafting the Defence in a claim brought by HMRC for almost £250,000 in relation to the non-payment of income tax and national insurance contributions.
    • [2025] Advising the Legal Aid Agency on issues relating to the enforceability of a guarantee and indemnity deed between four partners of a law firm and the LAA.
    • [2025] Representing a major bank in its successful application for summary judgment against a company bringing claims in the tort of conversion and for unjust enrichment.
  • Public law

    Jack is regularly instructed, both privately and through the Attorney General’s Junior Junior scheme, in public law matters. Current and recent examples include:

    • [Ongoing] Acting as junior counsel in the High Court (led by Stuart Jessop) for the claimant in an application to judicially review the Food Standards Agency and the City of London Corporation in relation to the importation of food products from China.
    • [Ongoing] Acting as junior counsel (led by Stuart Jessop) for the appellant company in an appeal to the Upper Tribunal relating to the lawfulness of enforcement action taken under the Welfare of Animals at the Time of Killing (England) Regulations 2015.
    • [Ongoing] Acting in complaints for business rates liability orders, both for a billing authority and for a ratepayer, as sole counsel.
    • [2026] Advising the Home Office (led by Sam Way) on liability and quantum in relation to a claim of unlawful detention covering five periods of detention.
    • [2025] Advising the DVSA as junior counsel (led by Sabrina Goodchild) in respect of a proposed judicial review arising out of alleged safety defects with a motorcycle model.
    • [2025] Researching (for Cameron Crowe KC) product safety issues arising out of the Supply of Machinery (Safety) Regulations 2008 in relation to e-bikes.
  • Business & regulatory crime

    Jack prosecutes and defends a range of regulatory offences. In addition to various successful prosecutions of individuals and businesses for selling counterfeit and non-compliant products, selling age restricted products, and breaching labelling requirements, Jack’s recent and current criminal work includes:

    • [Ongoing] Acting as sole counsel in Kent Trading Standards’ prosecution of a builder for alleged offences contrary Consumer Protection from Unfair Trading Regulations 2008 and advising on related issues under the Proceeds of Crime Act 2002.
    • [Ongoing] Acting in the DVSA’s prosecution of an individual for supplying an article for use in fraud.
    • [2025] Successfully prosecuting a company for offences contrary to the Food Safety Act 1990 and the Food Safety and Hygiene (England) Regulations 2013.
    • [2025] Appearing for Kent County Council at the sentencing hearing of an individual for fraudulent trading and offences contrary Consumer Protection from Unfair Trading Regulations 2008. The Defendant received a sentence of two years’ immediate custody.

    Jack’s experience in this area, as a pupil, includes observing the high-profile National Trading Standards prosecutions of money laundering offences and fraud offences in R v Grigg & ors (Leeds Crown Court, 2024) and R v Foster & ors (Sheffield Crown Court, 2024).

  • Consumer law

    Jack has a broad consumer law practice, with recent work including:

    • [2025] Advising (led by Cameron Crowe KC) on a variety of consumer law issues relating to the use of conditional fee agreements in the context of group litigation.
    • [2025] Advising the National Society for Phenylketonuria on the labelling requirements for alcoholic drinks containing phenylalanine.
    • [2025] Advising a company and its professional indemnity insurers on the enforceability of a term in a consumer contract.
    • [2024] As a pupil, drafting advice (for David Travers KC) on the novel application of unfair contract terms legislation to estate charges.
  • Events
  • News
  • Education, qualifications, memberships

    2023 – Called to the Bar of England and Wales by Lincoln’s Inn

    2022-2023 – City, University of London: Bar Vocational Studies (Very Competent)

    2021-2022 – City, University of London: Graduate Diploma in Law (Distinction)

    2016-2020 – University of Cambridge, Corpus Christi College: German & Russian (First Class)

     

    Attorney General’s Junior Junior Scheme

    The Bar European Group

    The Financial Services Lawyers Association

    The Lord Denning Society, Lincoln’s Inn

  • Awards & prizes

    Sir John and Lady Sophie Laws Scholar, The Bar European Group

    Lord Mansfield Scholar, Lincoln’s Inn

    Lord Haldane Scholar, Lincoln’s Inn

    BVS Scholarship, The City Law School

    Boorman Scholarship, Corpus Christi College

    College Scholarship, Corpus Christi College

    Special Excellence in Part II: Oral Examination, University of Cambridge

  • Privacy Notice

    Who I am

    I am a specialist consumer law barrister providing legal services at Gough Square Chambers. You can contact me at jack.brady@goughsq.co.uk, on 0207 353 0924 or at Gough Square Chambers, 6-7 Gough Square, London EC4A 3DE.

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