We are saddened by the unexpected news that John Pugh, of John Pugh Chambers in Liverpool, has died. John acted for consumers in such notable cases as Nelmes v NRAM Plc [2016] EWCA Civ 491, McMullon v Secure the Bridge Ltd [2015] EWCA Civ 884, Brandon v American Express Services Europe Ltd [2011] EWCA Civ 1187, Evans v Cherry Tree Finance Ltd [2008] EWCA Civ 331 and MFS Portfolio Ltd v Phelan [2019] GCCR 17149. John was a passionate advocate and quite a character in the courtroom. He was a true specialist in the field of consumer credit and made a lasting contribution to the caselaw in this area. He was always a gentleman to his opponents and his courtesies were heartfelt. Our sympathies are with his family and friends. He will be fondly remembered by us.