High Court case on agreement documentation and default notices
May 15, 2017In Blackshaw v MFS Portfolio Ltd [2016] EWHC 3708 (Ch) the High Court considered whether permission to appeal should be allowed against a refusal to annul...
High Court case on the “intermediate duty”
May 11, 2017In Thomas v Triodos Bank NV [2017] EWHC 314 (QB) the High Court has again considered the extent of a bank's duty to its customers....
James Clibbon
May 3, 2017Chambers expresses its deepest sympathy to the family, friends and colleagues of James Clibbon who died unexpectedly on 24 April. James was a much...
Advocate General’s Opinion on loans in a foreign currency
May 2, 2017On 27 April 2017, Advocate General Wahl delivered his opinion in the case of Ruxandra Paula Andriciuc and Others v Banca Românească SA (C-186/16)....
FCA publishes final guidance on mortgage payment shortfalls and automatic capitalisation
April 28, 2017The FCA has published its finalised guidance "the fair treatment of mortgage customers in payment shortfalls: impact of automatic capitalisations" (FG17/4). The finalised guidance...
36 Group Tenants Join Gough Square
April 25, 2017Gough Square Chambers is delighted to announce the arrival of four new tenants and two door tenants from the 36 Group's consumer law team....
April’s PLC Column: Loans secured on land
April 25, 2017In April’s Practical Law regulated lending column, Thomas Samuels considers whether loans secured by way of charge on land will fall within either the FCA’s...
Brexit Conference
April 21, 2017On 20 April 2017, Gough Square Chambers held a conference on the potential impact of Brexit on consumer law. The conference was chaired by...
The NAO issues report on vulnerable customers
April 13, 2017The National Audit Office has issued a report on vulnerable customers within the regulated sectors of water, energy, telecommunications and financial services. The key...
Lords’ Recommendations on Financial Exclusion
April 3, 2017The House of Lords select committee on financial exclusion has published a report (available here). Notably the committee has recommended amendment of the Financial...
FCA proposes new rules for credit card firms
April 3, 2017On 3 April 2017, the FCA proposed new rules intended to help customers who are in persistent credit card debt. The proposal follows the...
Debt Pre-Action Protocol Finalised
March 29, 2017The debt pre-action protocol has now been finalised, although it is yet to be formally published. Its drafting proved controversial and the finalised version...