PLC Apr 21: Canada Square v Potter – section 32 Limitation Act 1980

05 May

In April’s PLC column, Sabrina Goodchild considers the recent decision in Canada Square Operations Ltd v Potter [2021] EWCA Civ 339


PLC Mar 21: ‘Gertner’ and Tomlin Orders

08 April

In March’s PLC column, Thom Samuels considers the recent case of CFL Finance Ltd v Gertner [2021] EWCA Civ 228 and its implications for Tomlin Orders.


PLC Feb 2021: Consumer Credit Exemptions

07 March

In February’s column, Lee Finch considers the consumer credit exemptions in Articles 60C to 60H of the Regulated Activities Order 2001, focusing on the most commonly used exemptions and potential developments on the horizon.


PLC Jan 21: Judicial Reviews of FOS

01 February

In January’s PLC column, Ruth Bala considers applications for judicial review of FOS decisions, following the applicant’s recent success in R (on the application of TF Global Markets (UK) Ltd, t/a Thinkmarkets) v Financial Ombudsman Service Ltd & ors [2020] EWHC 3178 (Admin).


PLC Dec 20: Amended Requirements for Default Notices

19 December

In December’s PLC column, Sabrina Goodchild considers the recently amended form and content requirements for default notices.


PLC Nov 20: COVID-19 and Payment Deferrals

01 December

In November’s PLC column, Thom Samuels considers the recent FCA Payment Deferral Guidance for consumer credit products in light of the COVID-19 pandemic.


PLC Oct 2020: Further PPI Claims

24 November

In the October 2020 column, Lee Finch considers the resurgence of payment protection insurance (PPI) litigation since August 2019, including claims for further redress under the unfair relationship provisions of the Consumer Credit Act 1974 (CCA) following redress being paid in accordance with the FCA’s methodology.


PLC Sep 20: Broker Secret Commission Update

30 September

In September’s PLC column, Ruth Bala gives an update on broker secret commissions following the recent High Court cases of Wood v Commercial First Business Ltd (in liquidation) & ors [2019] EWHC 2205 (Ch) and Pengelly v Business Mortgage Finance 4 plc [2020] EWHC 2002 (Ch).


PLC Aug 20: Causation and ‘Kerrigan’

09 September

In August’s PLC column Sabrina Goodchild considers the impact of Kerrigan & 11 ors v Elevate Credit International Limited (t/a Sunny) (in administration) [2020] EWHC 2169 (Comm), the payday lending test case, on how causation operates in ‘unfair relationship’ and FSMA s138D claims.


PLC June 2020: Time Orders

02 July

In June’s PC column, Lee Finch considers Time Orders under section 129 of the Consumer Credit Act 1974 in light of Covid-19.