PLC Dec 21 – Smith v Royal Bank of Scotland; limitation and unfair relationships

January 7, 2022

In the December 2021 column, Sabrina Goodchild considers the recent judgment in Smith v Royal Bank of Scotland plc [2021] EWCA Civ 1832. The case concerns the limitation period applicable to unfair relationship claims under the Consumer Credit Act 1974 (CCA) and the effect of the transitional provisions governing the same.