In the July 2022 column, George Spence-Jones considers paragraph 55 of Part IV of the Schedule to the Financial Services and Markets Act 2000 (Exemption) Order 2001 (SI 2001/1201) in the regulated lending sphere and the issue of who can commence court proceedings to recover assigned debts – the assignee and/or the servicer of the assignee?. This is in the light of the County Court appeal decision of HHJ Robinson in Intrum UK Finance Ltd v Baldwin (unreported), 8 June 2022.

The column can be read here.