George is a specialist regulatory and consumer law barrister and has experience across all of Chambers’ core practice areas, including consumer finance, financial services, regulatory crime and general consumer law. He undertakes drafting and advisory work and appears in both criminal and civil courts.
George is also Direct Access qualified.
George regularly advises and represents banks and financial institutions.
In relation to consumer finance, he has particular experience with:
In relation to financial services and regulated lending, he has particular experience with:
He has been regularly instructed in relation to the mainstream bulk consumer litigation:
George is also regularly instructed to advise on unregulated lending matters, including commercial bridging finance, personal guarantees and default interest.
George advises and represents clients in relation to a wide variety of criminal regulatory and civil enforcement matters. He both prosecutes and defends, individuals and corporations.
He has particular experience with:
In relation to civil regulatory work, he has particular experience with:
George assisted Jonathan Kirk KC and Iain MacDonald in the judicial review of “use by dates” and “unsafe food” in relation to the Food Safety and Hygiene (England) Regulations 2013 and the food information to consumers regulations, Regulation (EU) 1169/2011: R (Tesco Stores Ltd) v Birmingham Magistrates’ Court [2020] EWHC 799 (Admin).
George has also provided video and in-person training sessions to clients on a variety of regulatory matters, including directors’ liability, POCA proceedings and regulatory powers and enforcement strategies.
George has broad experience of consumer law matters, including those relating to:
He has particular experience with vehicle-related issues:
He was counsel in the leading authority on the impact of COVID-19 on weddings in the context of frustration: Willis v Offley.
Practitioner texts
Articles
October 2025 – PLC Column: Breathing Space Regulations and Forbes
August 2023 – PLC Column: Johnson v FirstRand and HHJ Jarman KC’s decision on fiduciaries
March 2023 – PLC Column: Arthistory v Campbell, RMCs and unfair relationships
July 2022 – PLC Column: the paragraph 55 exemption
Who I am
I am a specialist consumer law barrister providing legal services at Gough Square Chambers. You can contact me at george.spence-jones@goughsq.co.uk, on 0207 353 0924 or at Gough Square Chambers, 6-7 Gough Square, London EC4A 3DE.
How I use your information
As part of my role as a barrister I collect and process the personal data of my clients, and of third parties connected with the cases on which I work. This can include sensitive personal information and information about criminal convictions. I do this so that I can act for my clients.
In some circumstances I may also use contact details for marketing purposes, although you can always opt out of this.
As a barrister I also process information to enable me to practice as a barrister. This can include the personal details of my clerks, other legal professionals, people with who I do business, support staff, and members of the public.
Who I disclose your information to
I will always keep my client’s information confidential, unless my client consents to its disclosure or I am required to disclose it by law. As part of my role as a barrister I may disclose information to my clients, solicitors, other legal professionals, my chambers, regulators or other legal bodies, third party suppliers (such as IT providers), legal advisors, and courts or adjudicators.
Your rights
You have the right of access to your information (a data subject access request), the right to correct inaccurate information, the right to erase information (to be forgotten), the right to object to or restrict my processing of your information and a right to information portability. Please see my Full Privacy Notice below for information on how to exercise these rights.
You also have the right to withdraw any consent that you have given me to use your information (although if I have other grounds on which to use your information I may still do so).
More information
Please see my Full Privacy Notice for more information on how I use your information and your rights in respect of that use.
VAT number: 382130618
