Kumarasamy v Edwards in the Supreme Court
May 5, 2016Julian Gun Cuninghame and Daniel Brayley (led by Philip Rainey QC of Tanfield Chambers) represented the landlord appellant in the Supreme Court today in...
Consumer Rights Act 2015 – One Year On Conference
April 29, 2016Central Law Training ("CLT") is hosting a day's conference on Thursday 5th May 2016, reviewing the implementation of the Consumer Rights Act 2015. For...
Successful defence of Caffe Nero
April 15, 2016Jonathan Goulding has successfully defended Caffe Nero in a food safety prosecution. Following a three day trial, on 24th March 2016, Caffe Nero was acquitted of...
FCA publishes Policy Statement on treatment of pre-Oct ’04 1st charge mortgages
March 24, 2016The FCA has published a Policy Statement (PS16/7) on the future regulatory treatment of pre-31st October 2004 CCA regulated 1st charge mortgages. In summary,...
Mortgage Credit Directive Regime comes into force today
March 21, 2016Most second charge loans which would previously have been CCA regulated will now be 'regulated mortgage contracts' (existing regulated credit agreements will become consumer...
Assignment fee paid to Landlord Not Credit
January 26, 2016In December, the High Court handed down judgment in Burrell v. Helical [2015] EWHC 3727 (Ch). The landlord’s summary judgment application was granted: a...
New draft Directive on the sale of digital content
December 11, 2015The European Commission has published a new draft Directive on the sale of digital content, the Commission's proposal together with the text of the...
FCA consultation paper on PPI complaints
December 7, 2015The Financial Conduct Authority ("FCA") has issued consultation paper CP15/39 on proposed rules and guidance for firms dealing with payment protection insurance ("PPI") complaints...
Court of Appeal case on statutory interest rate
November 19, 2015On 15th October 2015, the Court of Appeal handed down its decision in Oyesanya v Mid-Yorkshire Hospital NHS Trust [2015] 5 Costs LR 911....
Permission to appeal ‘Plevin’ on quantum refused
November 18, 2015Sir James Munby P has this morning refused the borrower permission to appeal the decision on relief in Plevin v Paragon Personal Finance Limited...
Swift v Ahmed: transactions defrauding creditors
November 18, 2015The Hon. Mr Justice Norris, Vice-Chancellor of the County Palatine, handed down a reserved judgment on 17th November in Swift Advances Plc v Ahmed...
Extortionate credit bargain PPI decision
November 9, 2015HHJ Keyser Q.C. has handed down a reserved judgment in 'Brookman v Welcome Financial Services Ltd', on the application of the 'extortionate credit bargain'...