Radical Increase in Sentencing Powers for Magistrates
March 27, 2015Businesses and individuals summarily convicted of certain offences now face unlimited fines, since the previous statutory maximum of £5,000 has been lifted. Read article...
Secret Commission judgment ‘McWilliam v Norton’
March 11, 2015The Court of Appeal today handed down its long-awaited decision in McWilliam v Norton Finance. The appeal concerned the non-disclosure of commission received by...
Draft Unfair Contract Terms Guidance
March 9, 2015The Competition & Markets Authority has published Draft Unfair Contract Terms Guidance for consultation here. This is guidance on the unfair terms provisions in...
Bennion, draftsman of CCA, dies
February 18, 2015Francis Bennion, draftsman of the Consumer Credit Act 1974 and author of 'Bennion on Statutory Interpretation' has died in his early 90s. Mr Bennion...
CPUT material information guidance
February 12, 2015In February the Court of Appeal handed down Judgment in Secretary of State for Business, Innovation and Skills v PLT Anti-Marketing Limited, in which...
High Court judgment on Northern Rock agreements wrongly drafted as regulated
December 10, 2014The High Court today handed down judgment in NRAM PLC v McAdam [2014] EWHC 4174. Read the judgment here nram-plc-v-mcadam-hartley NRAM sought a declaratory...
Food Information Regulations 2014 coming into force
December 6, 2014The law of food labelling is on the cusp of change, with new rules coming into force on 13th December 2014. The new regime...
Supreme Court hands down Unfair Relationships case Plevin v Paragon
November 12, 2014The Supreme Court has handed down its judgment in 'Plevin v Paragon Personal Finance Ltd'. Copy of judgment available here. Paragon v Plevin uksc...
FCA confirms price cap rules for payday lenders
November 11, 2014Following a consultation process earlier in the year, the FCA has announced the details of the "price cap" that will be imposed on high-cost-short-term...
Court of Appeal judgment on adverse credit reports
November 3, 2014Kate Urell of Gough Square represented the lender in 'Grace & George v Black Horse'. The Court of Appeal held that it was inaccurate...
BIS guidance on new consumer rights
September 16, 2014The Department for Business, Innovation & Skills have published guidance on the Consumer Protection (Amendment) Regulations 2014. The Regulations provide consumers with new private...
Trading Standards Institute talks: slides available
July 4, 2014This year's annual Trading Standards Institute Conference was held in Harrogate. Fred Philpott and Jonathan Goulding gave a talk on the latest developments concerning...