In the August 2025 column, Ann-Marie O’Neil considers the judgment in Johnson v FirstRand Bank Ltd, Wrench v FirstRand Bank Ltd and Hopcraft v Close Brothers Ltd [2025] UKSC 33.
On 1 August 2025, the Supreme Court handed down its judgment in the cases of Johnson v FirstRand Bank Ltd, Wrench v FirstRand Bank Ltd and Hopcraft v Close Brothers Ltd [2025] UKSC 33. The single judgment was handed down by Lords Reed, Hodge, Lloyd-Jones, Briggs and Hamblen.
This follows the Court of Appeal’s decision in Johnson v FirstRand Bank Ltd [2024] EWCA Civ 1282 (see Article, Gough Square Chambers’ consumer credit column: October 2024).
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