In the December 2024 column, Ann-Marie O’Neil considers the Court of Appeal’s judgment in Self v Santander Cards UK Ltd [2024] EWCA Civ 1106. Among other things, it contains important guidance on the finality of settlement agreements in payment protection insurance (PPI) claims and the application of section 140A of the Consumer Credit Act 1974 (CCA) to settlement agreements.

The Court of Appeal’s judgment in Self v Santander Cards UK Ltd [2024] EWCA Civ 1106 contains important guidance on the finality of settlement agreements in payment protection insurance (PPI) claims and the application of section 140A of the Consumer Credit Act 1974 (CCA) to settlement agreements. It also provides useful obiter relating to the assessment of section 140A of the CCA more generally.

This month’s column provides an overview and analysis of the judgment.

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