High Court judgment on Northern Rock agreements wrongly drafted as regulated

10 December

The High Court today handed down judgment in NRAM PLC v McAdam [2014] EWHC 4174. Read the judgment here nram-plc-v-mcadam-hartley NRAM sought a declaratory judgment in relation to loans made between 1999 and March 2008 which, although they were above the applicable financial limit, were written on CCA regulated forms. NRAM wanted to know whether […]


Food Information Regulations 2014 coming into force

06 December

The law of food labelling is on the cusp of change, with new rules coming into force on 13th December 2014. The new regime takes account of changes in the food sector and applies to all food information provided to consumers, not just on labelling. Read an article on the new regime here.


Supreme Court hands down Unfair Relationships case Plevin v Paragon

12 November

The Supreme Court has handed down its judgment in ‘Plevin v Paragon Personal Finance Ltd’. Copy of judgment available here. Paragon v Plevin uksc Read a summary of the decision here


FCA confirms price cap rules for payday lenders

11 November

Following a consultation process earlier in the year, the FCA has announced the details of the “price cap” that will be imposed on high-cost-short-term credit from 2 January 2015. In summary, interest rates will be capped at 0.8% per day, default fees will be capped at £15 and there will be an overall cap on […]


Court of Appeal judgment on adverse credit reports

03 November

Kate Urell of Gough Square represented the lender in ‘Grace & George v Black Horse’. The Court of Appeal held that it was inaccurate to mark a credit file with ‘default’ where the debt was irredeemably unenforceable. Read the judgment here. Grace v Black Horse


BIS guidance on new consumer rights

16 September

The Department for Business, Innovation & Skills have published guidance on the Consumer Protection (Amendment) Regulations 2014. The Regulations provide consumers with new private law remedies against traders who use misleading or aggressive practices in contravention of the Consumer Protection from Unfair Trading Regulations 2008. The guidance can be viewed here.


Trading Standards Institute talks: slides available

04 July

This year’s annual Trading Standards Institute Conference was held in Harrogate. Fred Philpott and Jonathan Goulding gave a talk on the latest developments concerning the Consumer Protection from Unfair Trading Regulations 2008. View the slides for their talk: CPUT won’t stay Put Claire Andrews and Iain MacDonald gave a talk on the increasing enforcement options […]


Jeremy Barnett and Kate Urell hold seminars at the Energy Environment Expo

19 June

On 17th and 18th June, the Excel Centre hosted the Energy Environment Expo on United Nations Framework Convention on Climate Change [UNFCCC] Regulatory Issues. On 17th June, Kate Urell addressed the delegates on the Green Deal and, on 18th June, Jeremy Barnett conducted a seminar on the new language of climate change regulation. For more […]


Fred Philpott ranked in the Chambers UK Bar 100

09 June

Fred Philpott has been ranked in the Chambers UK Bar 100 as one of the top juniors practising at the Bar of England and Wales. Chambers UK Bar 100 said: “Fred Philpott has for some years now been the leading junior handling consumer law matters. Much of his time recently has been spent handling consumer credit […]


Fred Philpott and Jonathan Goulding address IFST Golden Jubilee Conference on Food Law cases

02 June

On 15th May 2014 Fred Philpott and Jonathan Goulding delivered a joint presentation on “Modern Food Law Prosecutions” at the IFST (Institute of Food Science and Technology) Golden Jubilee conference. The conference was held at the Kensington Forum , Cromwell Road and was attended by 250 delegates mainly food science experts from  the food industry […]