The Information Commissioner’s Office has announced a prohibition on all cold-calls in relation to personal pension schemes, to come into force from Thursday 10 January 2019. This is to take effect by way of an amendment to the Privacy and Electronic Communications (EU Directive) Regulations 2003 (SI 2003/2426), inserting a new regulation 21B. However, the […]

Gough Square is delighted to announce that its new Heads of Chambers are Kevin de Haan, QC and Jonathan Goulding. Chambers expresses its thanks to Claire Andrews for acting as Head for over thirteen years.

In November’s Practical Law regulated lending column, James Ross considers the status of judgments obtained in relation to unenforceable consumer credit agreements. Read the column here.

On 9th November 2018, the High Court handed down Judgment in Warwickshire County Council v Halfords Autocentres Limited [2018] EWHC 3007 (Admin), allowing the appeal of the Council. A Trading Standards Officer (“TSO”) of the Appellant (“A”) undertook a “test purchase” of a full vehicle service offered by a garage of the Respondent (“R”). On […]

Both Chambers and Partners and the Legal 500 have ranked Gough Square Chambers as the only Band 1 set for Consumer Law. The Legal 500 said Gough Square Chambers is: ‘top of the tree for consumer work’ with a set ‘full of genuine experts and specialists’ who are ‘user friendly and commercially aware’. Chambers is also ranked in […]

The Administrative Court handed down judgment in R (Berkeley Burke SIPP Administration Ltd) v Financial Ombudsman Service on 30 October 2018, dismissing the judicial review challenge. The claimant sought to challenge a decision of the FOS in relation to an overseas investment held in a self-invested personal pension (SIPP) wrapper. The disputed FOS determination concluded […]

In October’s Practical Law regulated lending column, Thomas Samuels considers whether the proposed expansion of the jurisdiction of the Financial Ombudsman Service warrants an overhaul of the underlying statutory scheme. Read the column here.

On 16 October 2018, the Financial Conduct Authority (“FCA”) confirmed that, from 1 April 2019, the Financial Ombudsman Service’s (“FOS”) jurisdiction will expand to cover approximately 210,000 additional small and medium enterprises (“SMEs”). Following a consultation launched in January this year, the FCA determined that the FOS’ jurisdiction should expand to cover SMEs with an […]

Gough Square is delighted to welcome Sabrina Goodchild as its new tenant. Sabrina read PPE at Oxford and represented England at the international mooting finals in The Hague. Her profile may be viewed here.

In September’s Practical Law regulated lending column, Ruth Bala considers applications for FCA validation orders following Plaxedes Chickombe & ors v FCA and Clydesdale Financial Services Ltd t/a Barclays Partner Finance [2018] UKUT 0258 (TCC). Read the column here.