On 2 August 2018, the FCA published its Interim Report in its Consumer Credit Review (Discussion Paper DP18/7). The FCA took over regulation of consumer credit on 1 April 2014 and, at that point, a number of provisions which had previously been contained in the the Consumer Credit Act 1974 (“the CCA”) and associated Regulations were replaced […]

On 17 July HM Treasury published the Consumer Credit (Amendment) (EU Exit) Regulations 2018. These draft Regulations will come into force on the date that the UK withdraws from the EU. The most notable feature is the abolition of the names “SECCI” (the Standard European Consumer Credit Information) and, for overdrafts, “ECCI” (the European Consumer Credit Information) to […]

In July’s Practical Law lending column, James Ross discusses parties’ ability to contract out of the CCA in light of Carney v N M Rothschild & Sons Ltd [2018] EWHC 958 (Comm). Read the column here.

Yesterday the Supreme Court handed down its decision in Banca Nazionale del Lavoro v Playboy Club London ([2018] UKSC 43). The claim related to a reference provided by the Defendant bank in relation to a high net worth individual for a line of credit to gamble at the Claimant’s club. The reference was obtained by […]

Alison Lambert considers the scope and implications of the new Breaching Limits on Ticket Sales Regulations 2018 in an article which may be viewed here.

The Court of Appeal has handed down its decision in Goodlife Foods Limited v Hall Fire Protection Limited [2018] EWCA Civ 1371, with Coulson LJ giving the lead judgment. The main issue was whether a far-reaching exclusion clause in the standard terms of the defendant contractor was reasonable within the meaning of the Unfair Contract Terms Act 1977 […]

Gough Square Chambers attended the annual Chartered Trading Standards Institute (“CTSI”) Symposium, which was held in Nottingham. Chambers delivered a number of presentations over the course of the symposium including delivering the Tuesday Masterclass. Bryan Lewin MBE, Jonathan Kirk QC, Jonathan Goulding, Iain MacDonald and Alison Lambert delivered the Tuesday Masterclass on Great Trading Standards Cases. […]

In the case of Kamenova (case C-105/17), the Court of Justice of the European Union (‘CJEU’) was called upon to consider the circumstances in which a seller of goods through an online platform was a “trader” and therefore caught by the Unfair Commercial Practices Directive (‘UCPD’). In his Opinion, delivered on 31 May 2018, Advocate-General […]

Gough Square Chambers is delighted to announce that Alison Hollis has joined from 36 Group. Alison is a specialist consumer and regulatory lawyer with additional expertise in professional disciplinary cases. Alison’s full profile can be read here: Alison Hollis Alison’s arrival further strengthens Chambers’ position as the top ranked set in consumer law.

Senior Master Fontaine has handed down judgment on an application to strike out an action brought by a dentist against the NHS under the rule in Henderson v Henderson (1843) 3 Hare 100 and applying the rule in Aldi Stores Ltd v WSP Group PLC [2008] 1 WLR 748 as there was a pre-existing action […]