Summary On 20th March 2020, Jay J. handed-down his decision in Canada Square Operations Ltd v Potter [2020] EWHC 672 (QB). He dismissed the lender’s appeal against a finding that s. 32 of the Limitation Act 1980 (“LA”) applied to an unfair relationship (“UR”) claim brought under s. 140A of the Consumer Credit Act 1974 […]

In the March 2020 column, Thomas Samuels highlights the key considerations for consumer credit lenders over the coming months arising from the COVID-19 pandemic. The column can be read here: Covid-19

In a new and timely article, Cameron Crowe and Sabrina Goodchild consider the scams which are emerging in relation to the ongoing pandemic and provide practical advice on how these scams could be tackled. The article can be read here: Covid-19 Scams

As always, Chambers remains committed to providing our clients with an exceptional service. However, as a result of the current situation we have decided to close Chambers’ building. We have taken this decision to protect our employees, members and clients and to comply with the latest government guidance. Work, of course, continues unabated; barristers and […]

Pre-Action Disclosure applications are becoming increasingly common in claims against financial service providers.  In the February 2020 column, Lee Finch considers these requests and attempts to use the subject access rights in the Data Protection Act 2018 to achieve the same ends, explains some of the grounds on which to oppose such requests and the tactical […]

Applications for pupillage commencing in October 2021 are now open. Candidates for pupillage commencing in October 2021 should apply by completing the application form below. Guidance notes are also provided to assist prospective candidates. We also strongly recommend reading the Pupillage Brochure and Pupillage Policy and encourage candidates to complete the confidential monitoring form. Application […]

In January’s PLC regulated lending column, Ruth Bala explains how to categorise your mortgage, in order to identify the applicable regulatory regime. The column may be read here.

The Court of Appeal handed down its judgment in Jet2.com v Civil Aviation Authority  [2020] EWCA Civ 35, finding that the dominant purpose test (normally associated with litigation privilege) applies in the context of legal advice privilege. The issue arose out of an application for specific disclosure made by Jet2 in underlying judicial review proceedings […]

Kingstown Associates Ltd, a mail order business with an annual turnover in excess of £20 million and headquartered in Yorkshire, has been fined £150,000 for targeting elderly consumers with misleading advertisements. The company was convicted following trial at York & Selby Magistrates Court of two charges of engaging in unfair commercial practices contrary to the […]

In November’s PLC regulated lending column, James Ross considers issues surrounding credit broker commissions following the recent decision in Wood v Commercial First Business Ltd (in liquidation) [2019] EWHC 2205.   The column can be read here: PLC Nov 2019