PLC Mar 21: ‘Gertner’ and Tomlin Orders

08 April

In March’s PLC column, Thom Samuels considers the recent case of CFL Finance Ltd v Gertner [2021] EWCA Civ 228 and its implications for Tomlin Orders.

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PLC Feb 2021: Consumer Credit Exemptions

07 March

In February’s column, Lee Finch considers the consumer credit exemptions in Articles 60C to 60H of the Regulated Activities Order 2001, focusing on the most commonly used exemptions and potential developments on the horizon.

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PLC Jan 21: Judicial Reviews of FOS

01 February

In January’s PLC column, Ruth Bala considers applications for judicial review of FOS decisions, following the applicant’s recent success in R (on the application of TF Global Markets (UK) Ltd, t/a Thinkmarkets) v Financial Ombudsman Service Ltd & ors [2020] EWHC 3178 (Admin).

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PLC Dec 20: Amended Requirements for Default Notices

19 December

In December’s PLC column, Sabrina Goodchild considers the recently amended form and content requirements for default notices.

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PLC Nov 20: COVID-19 and Payment Deferrals

01 December

In November’s PLC column, Thom Samuels considers the recent FCA Payment Deferral Guidance for consumer credit products in light of the COVID-19 pandemic.

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Loot boxes and consumer protection law

24 November

George Spence-Jones of Gough Square Chambers and Leon Y Xiao consider the UK consumer protection law that may apply to the expanding practice in the video game industry of offering purchasable “loot boxes” to consumers.

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PLC Sep 20: Broker Secret Commission Update

30 September

In September’s PLC column, Ruth Bala gives an update on broker secret commissions following the recent High Court cases of Wood v Commercial First Business Ltd (in liquidation) & ors [2019] EWHC 2205 (Ch) and Pengelly v Business Mortgage Finance 4 plc [2020] EWHC 2002 (Ch).

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Beer Growlers and Quantities

15 September

In “Beer Growlers – Opportunity for pub patrons during the pandemic, of just another restricted measure?” George Spence-Jones considers the use of beer “Growlers”, or take away containers, and the quantities of beer or cider that can be lawfully sold in them. This is particularly relevant in light of the ongoing pandemic.

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PLC Aug 20: Causation and ‘Kerrigan’

09 September

In August’s PLC column Sabrina Goodchild considers the impact of Kerrigan & 11 ors v Elevate Credit International Limited (t/a Sunny) (in administration) [2020] EWHC 2169 (Comm), the payday lending test case, on how causation operates in ‘unfair relationship’ and FSMA s138D claims.

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New Law Journal Article on Use By Dates

03 September

In this article, first published in the New Law Journal on 14 August 2020, Fred Philpott and Slim Dinsdale consider the position of food which is past its use by date but is nevertheless safe in light of the recent decision in R on the Application of Tesco Stores Ltd v Birmingham City Council [2020] […]

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