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PLC Aug 21 – Solar Panel Mis-selling

07 September

In August’s PLC column, Sabrina Goodchild considers the recent solar panel ‘mis-selling’ case of Hodgson v Creation Consumer Finance Ltd [2021] EWHC 2167 (Comm), which concerned alleged misrepresentation and sections 56 and 75 of the Consumer Credit Act 1974.


March 2021

01 June

PLC May 21 – Broker Commission post-Pengelly and Wood

29 May

In May’s PLC column, Ruth Bala considers how to defend broker secret commission claims following the recent decision in Wood v Commercial First Business Ltd & ors and Business Mortgage Finance 4 plc v Pengelly [2021] EWCA Civ 471.


PLC Mar 21: ‘Gertner’ and Tomlin Orders

08 April

In March’s PLC column, Thom Samuels considers the recent case of CFL Finance Ltd v Gertner [2021] EWCA Civ 228 and its implications for Tomlin Orders.


PLC Feb 2021: Consumer Credit Exemptions

07 March

In February’s column, Lee Finch considers the consumer credit exemptions in Articles 60C to 60H of the Regulated Activities Order 2001, focusing on the most commonly used exemptions and potential developments on the horizon.


PLC Jan 21: Judicial Reviews of FOS

01 February

In January’s PLC column, Ruth Bala considers applications for judicial review of FOS decisions, following the applicant’s recent success in R (on the application of TF Global Markets (UK) Ltd, t/a Thinkmarkets) v Financial Ombudsman Service Ltd & ors [2020] EWHC 3178 (Admin).


PLC Dec 20: Amended Requirements for Default Notices

19 December

In December’s PLC column, Sabrina Goodchild considers the recently amended form and content requirements for default notices.


PLC Nov 20: COVID-19 and Payment Deferrals

01 December

In November’s PLC column, Thom Samuels considers the recent FCA Payment Deferral Guidance for consumer credit products in light of the COVID-19 pandemic.


Loot boxes and consumer protection law

24 November

George Spence-Jones of Gough Square Chambers and Leon Y Xiao consider the UK consumer protection law that may apply to the expanding practice in the video game industry of offering purchasable “loot boxes” to consumers.


PLC Sep 20: Broker Secret Commission Update

30 September

In September’s PLC column, Ruth Bala gives an update on broker secret commissions following the recent High Court cases of Wood v Commercial First Business Ltd (in liquidation) & ors [2019] EWHC 2205 (Ch) and Pengelly v Business Mortgage Finance 4 plc [2020] EWHC 2002 (Ch).