PLC April 19: Attacks on Level of Interest Rates

09 April

In April’s Practical Law lending column Ruth Bala considers the use of the ‘unfair relationship’ provisions to attack the level of interest rates and the need for the creditor to adduce expert evidence in light of two recent High Court decisions.

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PLC Feb 19: Default Notices and ‘Doyle’

21 February

In February’s Practical Law lending column Thomas Samuels considers the status of default notices in light of the recent judgment in Doyle v PRA Group (UK) Ltd [2019] EWCA Civ 12

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PLC Jan 2019: Claims Management Regulation

04 February

In January’s Practical Law regulated lending column, Lee Finch considers the impact of the FCA taking over responsibility for the regulation of claims management companies, which takes effect on 1 April 2019.  

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PLC Nov 2018: Judgments on unenforceable agreements

20 December

In November’s Practical Law regulated lending column, James Ross considers the status of a judgment obtained in relation to an unenforceable consumer credit agreement.

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PLC Oct 2018: FOS Expansion

26 October

In October’s Practical Law regulated lending column, Thomas Samuels considers whether the proposed expansion of the jurisdiction of the Financial Ombudsman Service warrants an overhaul of the underlying statutory scheme.

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PLC July 2018: Contracting Out of the CCA

30 July

In July’s Practical Law lending column, James Ross discusses parties’ ability to contract out of the CCA in light of Carney v N M Rothschild & Sons Ltd [2018] EWHC 958 (Comm).

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PLC April 2018: Unfair Relationship Update

10 May

In April’s Practical Law lending column, Lee Finch reviews some recent cases involving the unfair relationship provisions under the Consumer Credit Act 1974.

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PLC March 2018: Assignment

13 April

In March’s Practical Law lending column, James Ross considers the assignment of consumer credit debts.

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Lack of Integrity at the Solicitors Disciplinary Tribunal

10 April

Jeremy Barnett considers the recent case of Wingate & Evans v SRA [2018] EWCA Civ 366 and the definition of ‘lack of integrity’ at the Solicitors Disciplinary Tribunal and other professional regulators.

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PLC Feb 2018: Cryptocurrency

22 February

In February’s Practical Law regulated lending column, Thomas Samuels considers the interaction between consumer credit regulation and cryptocurrency.

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