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Supreme Court hands down Unfair Relationships case Plevin v Paragon

12 November

The Supreme Court has handed down its judgment in ‘Plevin v Paragon Personal Finance Ltd’. Copy of judgment available here. Paragon v Plevin uksc Read a summary of the decision here


FCA confirms price cap rules for payday lenders

11 November

Following a consultation process earlier in the year, the FCA has announced the details of the “price cap” that will be imposed on high-cost-short-term credit from 2 January 2015. In summary, interest rates will be capped at 0.8% per day, default fees will be capped at £15 and there will be an overall cap on […]


Court of Appeal judgment on adverse credit reports

03 November

Kate Urell of Gough Square represented the lender in ‘Grace & George v Black Horse’. The Court of Appeal held that it was inaccurate to mark a credit file with ‘default’ where the debt was irredeemably unenforceable. Read the judgment here. Grace v Black Horse