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Judgment in ‘Travis v Welcome’

21 July

Recorder Elleray QC has handed down a reserved judgment in the Manchester county court in the case of Travis v Welcome Financial Services Ltd. The lender was represented by Simon Popplewell of Gough Square. The ‘Other Financial Information’ on the face of the credit agreement included a statement of the manner in which interest would be […]


New Regulation on Food for Specific Groups begins to apply today

20 July

The new Regulation (EU) No 609/2013 of the European Parliament and the Council begins to apply today (although sell-through is permitted). It sets general compositional and labelling requirements, which aim to protect vulnerable groups such as infants and children up to 3 years of age, overweight or obese people and people with specific medical conditions. […]


High Court judgment in ‘John-Phillips v Moneylink’

19 July

The High Court yesterday handed down judgment in John-Phillips v Moneylink Finance Ltd (unrep, ChDiv, 18th July 2016). Moneylink had entered a credit agreement while unlicensed to lend. It had signed the credit agreement as purported agent of another company which was licensed, but the agency agreement had been found in an earlier case to be invalid. […]


Judgment handed down by the Supreme Court in Edwards v Kumarasamy

13 July

Julian Gun Cuninghame and Daniel Brayley of Gough Square Chambers, led by Philip Rainey QC, successfully represented the Appellant, Mr Kumarasamy, in a decision of general importance to residential buy-to-let landlords. A five panel Supreme Court considered the meaning of repair covenants implied into a subtenancy of a residential flat by section 11 of the […]


Thomas Samuels to edit the Encyclopaedia of Banking Law

08 July

Chambers is pleased to announce that Thomas Samuels has become an editor of the Regulation of Banking section of the Encyclopaedia of Banking Law and will be contributing to forthcoming updates.


Practice note on loans to family members, friends and trusts

06 July

Thomas Samuels has produced a new practice note for Practical Law which considers loans to family members, friends and trusts and whether these fall within the consumer credit regime. The practice note can be accessed here. This practice note expands on Thomas’ consumer credit column which was published in September 2015. The consumer credit column can […]