COVID-19

As a result of the Covid-19 pandemic Chambers’ building is closed and clerks and barristers are working remotely.

We are committed to ensuring that work is completed as efficiently as possible in these difficult times and ask our clients to contact us electronically in the first instance by emailing gsc@goughsq.co.uk or the relevant barrister directly.

For more information and telephone contact details click below.

November’s PLC column: judgments on unenforceable agreements

18 December

In November’s Practical Law regulated lending column, James Ross considers the status of judgments obtained in relation to unenforceable consumer credit agreements. Read the column here.

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High Court holds that a purchase by a TSO falls within CPUT

13 December

On 9th November 2018, the High Court handed down Judgment in Warwickshire County Council v Halfords Autocentres Limited [2018] EWHC 3007 (Admin), allowing the appeal of the Council. A Trading Standards Officer (“TSO”) of the Appellant (“A”) undertook a “test purchase” of a full vehicle service offered by a garage of the Respondent (“R”). On […]

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Gough Square recognised as the leading consumer law set

01 November

Both Chambers and Partners and the Legal 500 have ranked Gough Square Chambers as the only Band 1 set for Consumer Law. The Legal 500 said Gough Square Chambers is: ‘top of the tree for consumer work’ with a set ‘full of genuine experts and specialists’ who are ‘user friendly and commercially aware’. Chambers is also ranked in […]

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Administrative Court rules that SIPP operator owed extensive duty of due dilligence

01 November

The Administrative Court handed down judgment in R (Berkeley Burke SIPP Administration Ltd) v Financial Ombudsman Service on 30 October 2018, dismissing the judicial review challenge. The claimant sought to challenge a decision of the FOS in relation to an overseas investment held in a self-invested personal pension (SIPP) wrapper. The disputed FOS determination concluded […]

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October’s PLC Column: FOS Expansion

26 October

In October’s Practical Law regulated lending column, Thomas Samuels considers whether the proposed expansion of the jurisdiction of the Financial Ombudsman Service warrants an overhaul of the underlying statutory scheme. Read the column here.

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FOS jurisdiction to expand

18 October

On 16 October 2018, the Financial Conduct Authority (“FCA”) confirmed that, from 1 April 2019, the Financial Ombudsman Service’s (“FOS”) jurisdiction will expand to cover approximately 210,000 additional small and medium enterprises (“SMEs”). Following a consultation launched in January this year, the FCA determined that the FOS’ jurisdiction should expand to cover SMEs with an […]

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Sabrina Goodchild Joins as Tenant

09 October

Gough Square is delighted to welcome Sabrina Goodchild as its new tenant. Sabrina read PPE at Oxford and represented England at the international mooting finals in The Hague. Her profile may be viewed here.

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September’s PLC Column: Validation Orders post-‘Chickombe’

21 September

In September’s Practical Law regulated lending column, Ruth Bala considers applications for FCA validation orders following Plaxedes Chickombe & ors v FCA and Clydesdale Financial Services Ltd t/a Barclays Partner Finance [2018] UKUT 0258 (TCC). Read the column here.

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FCA’s Consumer Credit Review

05 August

On 2 August 2018, the FCA published its Interim Report in its Consumer Credit Review (Discussion Paper DP18/7). The FCA took over regulation of consumer credit on 1 April 2014 and, at that point, a number of provisions which had previously been contained in the the Consumer Credit Act 1974 (“the CCA”) and associated Regulations were replaced […]

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Consumer Credit Brexit Regulations published: No More SECCI

01 August

On 17 July HM Treasury published the Consumer Credit (Amendment) (EU Exit) Regulations 2018. These draft Regulations will come into force on the date that the UK withdraws from the EU. The most notable feature is the abolition of the names “SECCI” (the Standard European Consumer Credit Information) and, for overdrafts, “ECCI” (the European Consumer Credit Information) to […]

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