Robin is a specialist regulatory barrister with particular experience of banking and financial services, consumer credit, trading standards, and consumer law. He appears regularly in both the civil and the criminal courts and is well placed to advise on issues where the two jurisdictions meet.
Twice seconded to the Financial Conduct Authority, Robin maintains a practice focussed primarily on financial services regulation. He undertakes the full scope of advisory, drafting, and court work in this area. Robin regularly advises and acts for firms and individuals in their dealings with the Financial Conduct Authority relating to enforcement, supervision, and authorisation issues. In addition, he has expertise in retail lending requirements and compliance with the technical requirements of the Consumer Credit Act 1974, its subordinate regulations, and CONC.
Robin is one of the two general editors of The Encyclopedia of Financial Services Law (Sweet & Maxwell), one of the two authors of Financial Services Litigation (Oxford University Press), a contributing author to A Practitioner’s Guide to the UK Financial Services Rulebooks (Sweet & Maxwell), and author of a number of published articles on related topics.
(As sole counsel)
- Notting Hill Finance Ltd v Sheikh  4 W.L.R. 146;  EWCA Civ 1337: successfully represented the respondent in an appeal arising out of a commercial bridging loan. The Court of Appeal clarified the law relating to when a new point (not raised in the court below) may be taken on appeal;
- X v Y Ltd (High Court, QBD) (2018): successfully defended a major high street lender in contempt of court proceedings before Jay J;
- Re: a Healthcare Business (2018): advised a healthcare business in relation to the proposed acquisition of a private hospital. Advice covered compliance with sector-specific competition legislation and regulation of financial promotions under FSMA;
- Re: a Bank (2018): drafted terms and conditions governing fixed rate bond accounts (both consumer and commercial) for a retail bank;
- Re: a Sportsman (2017): advised a celebrity sportsman on the enforceability of a c.£500,000 loan made to a friend on the set of a television show;
- Re: a Novel Payment Service (2017): advised a German company on compliance with the Payment Services Directives (both as a matter of EU law and in the domestic UK context) in respect of novel fintech developed by it.
Robin undertakes a range of general commercial work. He has particular experience of civil fraud and high-value property litigation, both led and as sole counsel.
Other commercial cases have included agency disputes, insurance litigation, misrepresentation claims, and allegations of professional negligence. He also represents businesses in proceedings involving contracts for the sale or supply of goods and services.
- Choi v Park & Park  EWHC 3191 (QB): successfully represented the claimant in a c.£100,000 QBD civil fraud trial arising out of a commercial property sale (sole counsel);
- AB Ltd v CD Ltd (High Court, Ch D) (2019): acting for the claimant property developer in a c.£6 million claim for breach of a joint venture agreement (led by Simon Popplewell);
- HDI Ltd v GH Ltd (High Court, Ch D) (2017): gave pre-action advice on merits and drafted pleadings in a c.£4 million dispute concerning a residential property development in central London (led by Fred Philpott);
- F Ltd v VB Ltd (Central London County Court) (2017): represented the claimant property developer in a claim for c.£100,000 arising out of an exclusivity agreement (sole counsel);
- IC Ltd v FI Lux SARL (High Court, Ch D) (2016): drafted pleadings and advised the claimant property developer in a dispute concerning ownership of a c.£32 million site in west London (led by Richard Millett QC and Fred Philpott)
Robin undertakes both civil and criminal work in this area. He regularly appears in the Crown Court and Magistrates’ Courts in a range of regulatory proceedings and is instructed by both prosecuting authorities and defendants.
He has experience of trading standards prosecutions, unfair commercial practices, counterfeiting and trade marks offences, money laundering, consumer protection offences, product safety, food safety and labelling, civil enforcement under the Enterprise Act 2002, and asset forfeiture. Robin also undertakes advisory work in these areas.
Robin is a contributing editor of Consumer and Trading Standards: Law and Practice, 4th – 7th editions (‘the Pink Book’), author of the criminal law chapter in Miller: Product Liability and Safety Encyclopaedia, and former editor of the Consumer and Trading Law Cases law reports (2015 – 2018). He has delivered seminars on related subjects, including to the Chartered Trading Standards Institute, and is a regular contributor to Gough Square Live.
- R (City of York) v Kingstown Associates Ltd (York & Selby Magistrates Court) (2020): successful prosecution on behalf of the National Trading Standards e-Crime Team (hosted by the City of York) of a company for two charges of engaging in unfair commercial practices banned under Schedule 1 of the Consumer Protection from Unfair Trading Regulations 2008. Conviction on both charges following trial resulted in a £150,000 fine plus prosecution costs (press coverage here) (sole counsel);
- R (City of York) v Arif & ors (Leeds Crown Court) (2019): successful prosecution of two individuals charged with fraudulent trading and money laundering following three-week trial. The defendants had participated in a sophisticated fraud perpetrated on merchant service providers through the exploitation of the charge back system and then laundered the proceeds through a telecoms company (led by Cameron Crowe);
- Re: a Distance Marketing Company (2018): advising and acting for a European distance marketing company in an ongoing dispute with trading standards concerning its compliance with the Consumer Protection from Unfair Trading Regulations 2008 (sole counsel);
- Re: an Accountancy Firm (2017): advised a firm of accountants on compliance with, and the enforceability of its historic customer agreements as a result of, the Consumer Contracts (Information, Cancellation and Additional Charges) Regulations 2013 (sole counsel);
- West Midlands Regional Organised Crime Unit v TF (Birmingham Magistrates Court) (2016): represented the Defendant in asset forfeiture proceedings (sole counsel).
General Editor of The Encyclopedia of Financial Services Law, loose leaf, Sweet & Maxwell (together with Jonathan Kirk QC)
Co-author of Financial Services Litigation, Oxford University Press (together with His Honour Judge Russen QC)
Co-author of A Practitioner’s Guide to the UK Financial Services Rulebooks, 7th Edition, Sweet & Maxwell (chapter on CONC – the Consumer Credit Sourcebook)
Contributing editor to Consumer and Trading Standards: Law and Practice (‘the Pink Book’), 4th – 7th Editions, Jordans
Author of Miller: Product Liability and Safety Encyclopaedia (Division IV – Criminal Law: Product Safety)
“Default interest rates and the doctrine of penalties“, TS Today, May 2016
“When the clock is ticking – time limits and regulatory offences”, TS Today, March 2016
New FIRs in a nutshell, TS Today, January 2015 (co-author with Jonathan Goulding and Anna Medvinskaia)
The ETOA case and Item 1(d) public interest exemptions, Tax Journal, January 2013 (co-author with Hugo Flaux)
Financial Services Lawyers Association
Association of Regulatory & Disciplinary Lawyers
VAT number: 290 3275 06