• "Very smart, extremely user-friendly and someone who gives very practical and commercial advice. He's very responsive, has strong advocacy skills and is very client-friendly."

    Chambers UK Bar, 2022
  • "Really responsive and someone who is very clear in his advice and practical in his approach. He has a really easy demeanour and his opinions are all comprehensive and prompt.

    Chambers UK Bar, 2024
  • "Robin is calm, engaging and methodical before a court. His advice is clear, concise and always practical."

    Legal 500, 2024
  • "He is able to explain things lucidly and has a very relaxed manner which puts you at ease."

    Chambers UK Bar, 2024
  • "Robin pays excellent attention to detail and obtains great results for clients."

    Chambers UK Bar, 2024
  • "Robin Kingham is a great communicator. He is able to explain things clearly and transmit them to writing. He is very mature and has a very relaxed manner that puts you at ease."

    Chambers UK Bar, 2024
  • Robin is a specialist regulatory barrister. He practises in four main areas: Consumer Finance, Consumer Law, Financial Services, and Life Sciences (including Food Law).

    He is ranked as a leading practitioner in these areas by Chambers & Partners and The Legal 500.

    • Consumer finance

      Robin has in-depth knowledge of consumer credit law. He is ranked as a leading practitioner in Consumer Finance by Chambers & Partners and in Banking & Finance (including Consumer Credit) by The Legal 500.

      Robin has expertise in retail lending requirements and compliance with the technical requirements of the Consumer Credit Act 1974, its subordinate regulations, and CONC. He represents retail lenders and high street banks in consumer credit cases across England & Wales on an essentially constant basis.

      In 2020, he appeared in the landmark month-long payday lending test case of Kerrigan v Elevate Credit International Ltd T/A Sunny [2020] EWHC 2169 (Comm) (led by Ruth Bala). The case remains one of the leading authorities on the unfair relationship regime under ss.140A-C of the Consumer Credit Act 1974.

      Robin is the co-editor (together with Fred Philpott) of Consumer Credit, Atkin’s Court Forms, Vol 11(2) (2023). He and Fred also jointly edit Consumer Credit, The Encyclopaedia of Forms and Precedents, Vol 12(1)A (2023). Robin is also the author of the chapter on the Consumer Credit Sourcebook (CONC) in the Practitioner’s Guide to the UK’s Financial Services Rulebooks.

    • Consumer law

      Robin is ranked as a leading practitioner in Consumer Law by both Chambers & Partners and The Legal 500. In 2023, he was shortlisted for the Legal 500 Group Litigation and Consumer Junior of the Year Award.

      Robin undertakes both civil and criminal work in this area. He has particular experience of:

      • Advertising regulation
      • Asset forfeiture
      • Civil enforcement under the Enterprise Act 2002
      • Consumer protection offences
      • Consumer rights
      • Fraudulent trading
      • Money laundering offences
      • Trade marks offences
      • Trading standards prosecutions
      • Unfair commercial practices
      • Unfair terms in consumer contracts

      Robin is a contributing editor of Consumer and Trading Standards: Law and Practice, 4th-12th editions (“the Pink Book”), former author of the criminal law chapter in Miller: Product Liability and Safety Encyclopaedia, and former editor of the Consumer and Trading Law Cases law reports (2015 – 2018). He has delivered seminars on related subjects, including to the Chartered Trading Standards Institute and the Office of Product Safety and Standards, and is a regular contributor to Gough Square Live.

    • Financial services

      Twice seconded to the Financial Conduct Authority, Robin undertakes the full scope of advisory, drafting, and court work in this area. Robin regularly advises and acts for firms and individuals in their dealings with the FCA relating to enforcement, supervision, and authorisation issues. He is ranked as a leading practitioner in Financial Services Regulation by The Legal 500.

      Robin has significant advocacy experience in this area, appearing as sole counsel on behalf of firms in contested matters before the FCA’s Regulatory Decisions Committee (RDC) and the Upper Tribunal.

      Robin is one of the two general editors of The Encyclopedia of Financial Services Law (Sweet & Maxwell), one of the two authors of Financial Services Litigation (Oxford University Press), a contributing author to A Practitioner’s Guide to the UK Financial Services Rulebooks (Sweet & Maxwell), and author of a number of published articles on related topics.

    • Life sciences and food

      Robin is ranked as one of the few leading practitioners in Life Sciences Regulation by Chambers & Partners. He has particular experience of advising food and drugs businesses facing regulatory investigation or criminal proceedings.

      His criminal practice includes both prosecuting and defending life sciences businesses in regulatory cases, as well as advising on novel products (e.g. novel foods, novel psychoactive substances, and borderline medicinal products). He has been involved in a number of recent cases involving the regulation of Cannabidiol (CBD) products.

      Robin’s civil life sciences practice includes strategic and perimeter advice for businesses and regulators, as well as judicial review of decisions taken by regulators.

    • Events
    • News
    • Notable Cases
      • Odysea Ltd v London Borough of Waltham Forest [2024] UKFTT 157 (GRC): successfully represented a food retailer in what is believed to be the first UK case considering use of the term “raw honey”. The judgment disapproved national guidance issued by the Association of Chief Trading Standards Officers (ACTSO) (press coverage here and here) (sole counsel);
      • National Trading Standards v Chique Makeovers & Photography Ltd, Earnshaw, and Crainer (Hull Crown Court) (2022): successful NTS prosecution of a company and two directors for offences under the Consumer Protection from Unfair Trading Regulations 2008. The case involved 48 complainant witnesses and a reasonably complex financial investigation (press coverage here) (sole counsel);
      • R (Healthspan Ltd) v Food Standards Authority (High Court, Admin) (2022): judicial review of the FSA’s regulatory amnesty concerning Cannabidiol (CBD) products. This was the first such policy implemented by the FSA since the transfer of responsibility for novel foods regulation from EFSA and the European Commission following Brexit (led by Jonathan Kirk KC);
      • Joanne Properties Ltd v Moneything Capital Ltd & anr [2020] EWCA Civ 1541: successfully represented the appellant in the Court of Appeal in a case involving a disputed settlement agreement arising out of a corporate financing arrangement (sole counsel);
      • Kerrigan & ors v Elevate Credit International Ltd T/A Sunny [2020] EWHC 2169 (Comm): acted for the defendant in this landmark month-long payday lending test case (led by Ruth Bala);
      • SRA v Junius Ho (2020) SDT 12115: successfully defended a prominent Hong Kong politician accused of inciting violence at a public rally (sole counsel);
      • Financial Conduct Authority v a Firm (RDC / UT) (2020): represented a firm facing imposition of an OIREQ in oral representations before the FCA’s Regulatory Decisions Committee and on reference to the Upper Tribunal (sole counsel);
      • Notting Hill Finance Ltd v Sheikh [2019] 4 W.L.R. 146; [2019] EWCA Civ 1337: represented the respondent in a procedural appeal arising out of a commercial bridging loan. The Court of Appeal’s judgment resulted in substantive amendment to the relevant White Book commentary (sole counsel);
      • R (City of York) v Kingstown Associates Ltd (York Crown Court / York & Selby Magistrates Court) (2020): prosecution on behalf of the National Trading Standards e-Crime Team (hosted by the City of York) of a company for two charges of engaging in unfair commercial practices banned under Schedule 1 of the Consumer Protection from Unfair Trading Regulations 2008. Conviction on both charges following trial resulted in a £150,000 fine plus prosecution costs (upheld on appeal) (press coverage here) (sole counsel);
      • Choi v Park & Park [2019] EWHC 3191 (QB): civil fraud and conspiracy claim arising out of a commercial property sale. Successfully represented the claimant at trial in the QBD (sole counsel);
      • AB Ltd v CD Ltd (High Court, Ch D) (2019): acting for the claimant property developer in a c.£6 million claim for breach of a joint venture agreement (led by Simon Popplewell);
      • R (City of York) v Arif & ors (Leeds Crown Court) (2019): successful prosecution of two individuals charged with fraudulent trading and money laundering following three-week trial. The defendants had participated in a sophisticated fraud perpetrated on merchant service providers through the exploitation of the charge back system and then laundered the proceeds through a telecoms company (led by Cameron Crowe);
      • X v Y Ltd (High Court, QBD) (2018): successfully defended a major high street lender in contempt of court proceedings (sole counsel)
    • Publications

      Financial Services

      Consumer and Regulatory

    • Education, qualifications, memberships
      • Called Middle Temple 2013
      • BA in Jurisprudence at University of Oxford
      • Financial Services Lawyers Association
      • Food Law Group
    • Privacy Notice

      Robin’s privacy notice may be viewed here: Privacy Notice

    VAT number: 290 3275 06